How To Realistically Set Your Fees - Part 4
Effect Of Bad Debts So far, we have covered the major factors involved in setting your fee structure. We have set a realistic number of billable hours, calculated the effect of expenses and taken into account the cost of a benefit package. ...
Should you choose to refinance?
Refinancing has become a valid option for many individuals with high interest rates on their mortgage. Refinancing is essentially a replacement loan, with a different lender and (hopefully) a lower interest rate. So why would you choose to...
The Ghost of Expected Surprises
Here, Cratchet, what do you think youíre doing? Uh, er, leaving sir. Leaving? Itís 5 minutes to the hour. Shall I dock your pay accordingly. Uh, er, no sir. No sir? Well itís back to work for you then, and be quick about it. And I...
Keeping Your Business's Finances on Track
One of the biggest benefits of operating a home-based business is that it doesn't require any formal training or experience. After all, some of the most successful individuals never attended a single business-related class or workshop.
Real Estate Investors - Don't Close Your Eyes To Closing Costs.
When buying or selling real estate closing costs can come as
a shock. Here's an explanation of the various expenses:
Most lenders require a down payment of from zero to 20% for
a normal home purchase.